Last Updated: 4 October 2026
Welcome to Money Wise Africa. We respect your privacy and are committed to protecting information that may be collected when you visit and use our website.
This Privacy Policy explains what information may be collected, how it may be used, cookies and advertising technologies that may be used, and the choices available to you.
1. About Money Wise Africa
Money Wise Africa is a financial education and information website providing educational content about topics such as budgeting, saving, banking, investing, making money, debt and credit, and other personal-finance subjects.
Money Wise Africa does not operate as a bank, does not hold customers’ money, and does not request or store banking passwords, PINs, card PINs, or online-banking login credentials.
2. Information We May Collect
Depending on how you use the website, we may collect limited information such as:
• Information you voluntarily provide through our contact forms or other communication methods.
• Your name or email address when you choose to contact us.
• Technical information such as your browser type, device type, operating system, approximate location, and IP address.
• Information about how visitors interact with our website, such as pages viewed and general website activity.
•Cookie and similar technology information.
You should not submit passwords, banking credentials, card PINs, full card numbers, or other highly sensitive financial information through our website’s contact forms.
3. How We Use Information
Information collected through the website may be used to:
• Operate and maintain Money Wise Africa.
• Respond to enquiries and messages.
• Improve website content, navigation, and user experience.
• Understand how visitors use the website.
• Monitor website performance and security.
• Display relevant advertising where applicable.
• Detect and prevent spam, abuse, or fraudulent activity.
•Comply with applicable legal requirements.
We do not sell your personal information simply because you visit our website.
4. Cookies
Money Wise Africa may use cookies and similar technologies.
Cookies are small pieces of information stored on your device that can help websites remember settings, understand visitor activity, improve functionality, and provide relevant services.
Some cookies may be placed by third-party services used on the website.
You can usually control or disable cookies through your browser settings. However, disabling certain cookies may affect how some website features work.
Third-party vendors, including Google, use cookies to serve ads based on a user’s prior visits to this website or other websites.
5. Advertising
6. Analytics and Website Services
We may use analytics, security, hosting, performance, or other website services provided by third parties.
These services may collect technical or usage information to help us understand website traffic, improve performance, protect the website, and identify technical problems.
Third-party providers process information according to their own terms and privacy policies.
7. Third-Party Links
Money Wise Africa may contain links to external websites, including banks, government departments, financial institutions, educational resources, companies, affiliate partners, and other organisations.
When you leave Money Wise Africa and visit an external website, that website’s own privacy policy and terms apply.
We are not responsible for the privacy practices, security, content, or policies of external websites.
We encourage you to review the privacy policy of any external website before providing personal information.
8. Affiliate Links
Money Wise Africa may participate in affiliate programmes in the future.
Some links may generate a commission for Money Wise Africa if a visitor takes a qualifying action after clicking an affiliate link. This does not normally result in an additional cost to the visitor.
Affiliate relationships will not change the privacy protections described in this Privacy Policy.
9. Financial Information
Money Wise Africa provides general financial education and information.
We do not ask visitors to provide banking passwords, PINs, card security codes, or online-banking login information.
Never send sensitive financial credentials to us through a contact form, email, comment, or social-media message.
If you believe you have accidentally shared sensitive information, contact the relevant financial institution immediately and take appropriate steps to secure your account.
10. Data Security
We take reasonable measures to help protect information collected through our website.
However, no website, online service, or method of transmitting information over the internet can be guaranteed to be completely secure.
Visitors should also take reasonable precautions, including using secure devices, keeping passwords private, and avoiding the submission of sensitive financial credentials through ordinary website forms.
11. Children’s Privacy
Money Wise Africa is intended to provide general financial information to the public.
We do not knowingly request personal information from children for purposes that are prohibited by applicable law.
If you believe that a child has provided personal information to us unnecessarily, please contact us so that we can review the situation.
12. Your Privacy Choices
Depending on applicable law, you may have rights relating to your personal information, which may include requesting information about how your personal information is processed or asking for correction or deletion where applicable.
You may also control cookies through your browser settings and manage certain advertising preferences through applicable advertising-provider controls.
Requests can be made using the contact information provided on our Contact Us page.
13. South African Privacy Law
Money Wise Africa aims to handle personal information responsibly and in accordance with applicable privacy and data-protection requirements, including the Protection of Personal Information Act (POPIA) where applicable.
Privacy rights and obligations may depend on the circumstances and the information involved.
For authoritative information about South Africa’s information-protection framework, visitors can consult the Information Regulator of South Africa.
14. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes to the website, services, advertising technologies, legal requirements, or our privacy practices.
When changes are made, the updated version will be published on this page together with a revised “Last Updated” date.
We encourage visitors to review this page periodically.
15. Contact Us
If you have questions about this Privacy Policy or how Money Wise Africa handles information, please contact us through our Contact Us page.
Money Wise AfricaFinancial education and information for a better understanding of money.